Eligibility
Know what qualifies before checkout.
Map your catalog to the latest HSA and FSA rules, so customers see a confident answer at the moment of purchase.
Learn moreHealth commerce, made eligible.
Turn health benefits into a better way to buy.
Eligibly gives BigCommerce merchants the infrastructure to accept HSA and FSA payments with clarity, confidence, and less friction.
Purpose-built for modern health and wellness commerce.
Eligibly / live environmentoperational
SECURE CHECKOUT secure
Order summary
Everyday wellness
3 items · Shipping calculated at checkout
Eligible for HSA / FSAPayment method confirmedverified
- Eligible subtotal
- $184.00
- Tax
- $0.00
POST /eligibility200 OK
The Eligibly layer
Less guesswork.More good commerce.
Health-benefit payments should feel native to the shopping experience. We make the complicated parts quiet, reliable, and easy to act on.
Integration
One clean layer for BigCommerce.
Eligibly fits into your existing checkout with a focused API and implementation path designed for commerce teams.
Learn moreOperations
Built for the messy parts.
Support split tenders, ineligible items, and changing product rules without creating a second operations stack.
Learn moreThe seasonal opportunity
When benefit dollarsstart moving, be ready.
Q3 → Q4Illustrative purchase-intent index
HSA and FSA shoppers do not move through the year evenly. The final stretch is when eligibility clarity can turn existing intent into completed orders.
Opportunity signal
Indexed model · Q1 = 100 baselineSeasonality of eligible-commerce intent
32
Q1Reset & research
42
Q2Plan & browse
68
Q3Benefits awareness
94
Q4Use-it-or-lose-it urgency
Opportunity index is illustrative, not a customer benchmark.See the research behind the timing
Make eligibility visible before shoppers abandon a question.
Capture high-intent year-end demand without retraining your team.
Give customers a reason to choose your store over a general marketplace.
The shopper expectation
Make eligible productseasy to understand.
People do not want to decode benefits language while they shop. They want a fast answer, a payment choice, and a record they can trust later.
Eligibility confidence
Answer the question before it becomes a bounce.
Show product-level guidance where shoppers are deciding—not buried in a help center or policy page.
Payment choice
Give customers a clear path to pay.
Make benefit-card, traditional card, and split-tender scenarios understandable at the moment they matter.
Reimbursement clarity
Make the receipt useful after checkout.
Return itemized purchase details so customers can keep the documentation their plan may require.
Built for the care economy
Meet shoppers across the categories they already understand.
WellnessRecoverySkincareParentingSleepErgonomicsFitnessEveryday care
A considered integration
From product datato payment approved.
We meet your team where it is — and give your customers a clearer path to use the benefits they already have.
Connect your catalog
We work with your existing BigCommerce catalog and product taxonomy.
Apply eligibility logic
Eligibility logic works alongside your current payment flow — not against it.
Launch a clearer checkout
Give shoppers the confidence to complete the purchase, without explaining the infrastructure.
eligibly-response.jsonlive response
{
"status": "eligible",
"subtotal": 184.00,
"tender": "HSA_FSA",
"next": "complete_checkout"
}Merchant reading room
Good decisionsstart with context.
We are building Eligibly around the sources merchants, operators, and commerce teams can trust. Start with the rules, then design the experience around them.
Merchant questions
Clear answers buildconfident teams.
Educational context only. Always confirm plan-specific requirements with your benefits administrator or qualified advisor.
Do HSA funds expire at year end?
Generally, HSA funds can roll over, but plan details vary. The important merchant distinction is not to treat HSA timing like FSA timing.
Why does Q4 matter for FSA shoppers?
Many FSA plans have a calendar-year deadline or a grace period. Shoppers may be more motivated to use remaining funds as those dates approach. Confirm timing with the plan administrator.
Can a customer split a purchase?
A split-tender flow can help when only part of an order is eligible or when a shopper wants to combine a benefit card with another payment method.
When might a letter of medical necessity apply?
Some products may require supporting documentation or a qualified provider statement. Eligibility depends on the product, plan, and applicable rules—not a universal promise.
Designed for growth-minded teams
Make the eligiblechoice the easy choice.
Whether you sell supplements, wellness products, or everyday care, Eligibly helps you unlock a more confident checkout — and a more valuable customer relationship.
Bring Eligibly to your storeReach customers with funds set aside for care.
Reduce payment confusion at the point of intent.
Keep your team focused on the experience, not the rules.
“The best payment experience is the one a customer never has to think about.”
Ready when you are
Build a healthiercheckout.
Tell us a little about your store and the payment experience you want to create. We’ll bring the right people to the first conversation.